conventional wisdom....

+ i'm reaching out to the hive mind regarding credit scores. both mister and i have had our credit scores go down because of the high balances on the credit cards. the internet gave me conflicting advice on how to pay them down to get the most credit score bang for my buck. 

some sources say to pay revolving credit down to 60% then 30% then 10% over the course of three or four months. some sources say you'll get the same results by just paying them off. anyone know the real deal? 

i've decided to pay off the car in six months vs. this month, even though i want to get out from under that payment. i figure six months more of payments will up my credit score, too. 

pfft! 

speaking of my car, she's off on her right fore. :( if she were a horse, we'd be calling the vet. since she's not, we have to figure out where we can take her — because tesla fixing people are a little hard to find outside of certified tesla centers. 

i live in the middle of nowhere, so the closest center is like....three hours away. 

mister thinks it's the bushings (bushing? sashing? boogers?), but she's on very light duty until we get it fixed. which means i'm going to have to drive the truck, which is never my favorite thing to do: it's so BIG. :(

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